Jewelry Must-Haves During Summer

Summer season is the time when most people become adventurous in their fashion style. As the temperature rise, the clothing become more colorful, shorter, and breezier. You can now wear the crop-tops and denim shorts you have been keeping in your closet for the last couple of months.

But people most often forget that to complete a perfect OOTD, they also need the perfect jewelry to go along with it. While showing off your tan lines, you should be accessorized with jewelry pieces that complement the beauty of summer.  Here are some of the summer accessories you must have during summer:

Bright color accessories

Summer is a season filled with color. When you think of summer, probably the first things that will come in mind are the sea, sun, and sand. You might also think about tan lines and colorful fruit drinks.

With all these fun and bold colors, your jewelry should also have bright hues. Wear ornate jewels with vibrant designs to match out with your beachwear. You can choose red or orange jewelry pieces such as ruby or citrine necklaces to represent the sun. You can also try wearing blue jewelry pieces like sapphire earrings to represent the sea and the sky.

Sea-inspired jewelry

Summer is the season where pearl and coral accessories will look great. You can also go for fun designs like bracelets with shell or starfish pendants or coral earrings. Channel out your inner mermaid! For formal events, you can opt for simple freshwater pearl earrings.

Rose Gold

The rose gold color for accessories is very versatile. They can look very formal, but can also be worn for casual outfits, especially in the summer season. The subtle hint of pink in the rose gold are reminiscent of the sunset. It can be perfect for any outfit at any time of the day.

Big colorful bracelets

Chunky jewelry has been increasing in popularity for the younger generations. Try wearing large bracelets that will go perfectly with your short outfits.

Summer is an exciting and adventurous time of the year. Pick out fun and intricate jewelry to look your best during summer.

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Apr 09

Considering Botox? Do Your Homework

When you hear the word Botox, do you think of wrinkles, crows feet, or frown lines? If so, then you are not alone as more than 7 million Americans received Botox injections for cosmetic needs. Doctors also prescribe Botox medically because of its ability to restrict muscle movement.

Makers of Botox use a bacteria called Clostridium botulinum which is harvested from natural environmental resources like lakes and forests. Since the bacterias spore count is low in this setting, they are harmless to humans. Clostridium botulinum, in more substantial amounts, produces a neurotoxin called botulinum. It is only when the bacteria produces botulinum that it becomes problematic which is why it is necessary to receive injections from trained experts.

How Does Botox Work?

Botox injections prevent muscle movement by blocking the nerve signal from the muscle to the brain. The injections are administered by inserting a small needle into the muscle and injecting the nerve signal generator (botulinum toxin) which causes a paralyzing of the muscle. The movement of the affected area of the body is restricted by small clips so that affected area will not move or frown.

What Are The Side Effects?

While the drug has a very small chance of causing the muscle to relax, it has been linked to permanent frown lines, creases, wrinkles, drooping of the eyebrow, crow’s feet and increased wrinkling of the eyelids. The rest of the applied area is unaffected and generally does not receive any treatment. There is also a rare chance that there is an allergic reaction which produces a rash similar to the flu. The rash disappears within 24 hours. The rash, in severe cases is a raised patch of skin that may need medication to resolve. To make sure you are not a candidate for this reaction, please do not take this medicine within 4 days before or after getting Botox.

When To Seek Medical Advice

Before Botox injections, seek medical advice from your doctor.

There is also a great deal of information available about the side effects of Botox treatments. You may find it helpful to use search engines to find the most popular, and also the most reliable, information sources available.

When To Ask Your Doctor For Trial Or Side Effects information?

At the end of the consultation, you are strongly encouraged to take part in a Trial Information Session and ask your doctor any questions you may have about the procedure. Ask your doctor about any medical conditions, dietary restrictions, smoking history or treatments you may be taking.

When To Consider Your Other Options?

When considering your other options, bear in mind that Botox, which is a medication administered by injection, may have very limited clinical applications.

When you consult your doctor before treatment, make sure you provide them with as much information as possible, including the results and reasons why you are making the treatment, especially if you are considering getting the treatment for cosmetic reasons.

You are strongly encouraged to follow your doctor’s treatment instructions strictly, to avoid any side effects or other problems.

Your doctor is likely to advise careful skin care, and to prescribe medications to deal with any potential side effects.

If after a few days you do experience a slight inconvenience or discomfort, bear in mind that you are under medical care and that it could be irritating for a patient, so be polite and patient. Remember that you are a patient and expect special treatment.

Your doctor is likely to explain the procedure, the expected results and give you treatment instructions.

Any more questions? Ask them! This is your doctor and they want you to fully understand the procedure.

If you really want to know more, ask your doctor to explain the procedure to another patient. This will help you understand the procedure from the point of view of someone who has had the procedure done and is satisfied.

When you are satisfied with your doctor, with your treatment and with the explanation, ask to have the treatment to remove your filler re-done at the same time. This may be re-done once every four months or once every two years. When this is done, you will not need to worry about injections again until your hair growth returns to normal.

Reconstructive procedures are sometimes done in combination with other procedures as well as laser and other technologies. These combined procedures can help in maintaining a better and healthier looking complexion.

Follow your doctor’s treatment instructions and ask questions if you need to. However, please understand that there will be risks. Please understand that the results are temporary. Please understand that the treatments are quite expensive.

You may be able to buy products that reduce your need for injections. You may be able to arrange for the treatments to be re-done at regular intervals. If this is not possible, please be informed that it is likely that you will have the scarring from two injections in the same area. That is what results from doing the treatment. It is very painful. It is quite expensive. And it is likely to be sore for the rest of your life.

For more information on botox and fillers, we recommend visiting: -

Jun 28

Is Medicare Part B Deductible? A Guide to Premiums

Imagine standing at the foot of a towering mountain named “is medicare Part B tax deductible”, wondering how to start your climb. It’s not Everest, but it can be daunting nonetheless.

You’ve heard whispers about medical expenses and deductions, about monthly premiums affecting adjusted gross income. But you’re left grappling with questions: How does it all work? Where do I even begin?

Let’s go into some unfamiliar areas. We’ll decode the eligibility criteria for Medicare Part B and decipher income-related monthly adjustments. Plus, we’ll explore how itemized deductions impact your taxes.

Is Medicare Part B really tax-deductible?

Understanding Medicare Part B and Tax Deductibility

When it comes to health care costs, every bit of help counts. That’s why understanding the ins and outs of Medicare Part B can make a big difference. Let’s begin by exploring the details of this program.

Medicare Part B, also known as medical insurance, covers certain doctors’ services, outpatient care, medical supplies, and preventive services. You might be wondering – how much does it cost? The answer depends on your income; however, typically beneficiaries cover around 15% of their overall Medicare costs with monthly premiums.

The Link Between Taxes and Medical Expenses

Taxes are rarely fun to deal with but they’re an integral part of our financial lives. When dealing with medical expenses like those from Medicare Part B premiums paid out-of-pocket or long-term care costs related to specific conditions you may ask if these are tax deductible?

The simple answer is yes – in some cases. For many folks filing federal income tax returns who itemize deductions instead of taking the standard deduction amounts could include these payments under eligible health insurance expenses. But there’s a catch: Only that portion exceeding 7.5% of your adjusted gross income (AGI) will count towards the deduction for any given tax year.

Navigating Income-Related Monthly Adjustment Amounts (IRMAA)

If you have high-income based on modified adjusted gross numbers reported two years ago then get ready for irmaa – Income-related monthly adjustment amounts – which means paying more for your Medicare coverage including part b premium amount than lower-income beneficiaries would pay premiums due to higher incomes within defined brackets set by Social Security Administration guidelines annually updated. The IRMAA determination is based on income from two years prior to your current enrollment period.

As the days to your enrollment period approach, it’s vital to understand the costs you will face, including the Part B deductible. Each period of coverage by Medicare Part B begins after you’ve met this deductible.

Self-employed individuals have something to be cheerful about with regards to IRMAA – they can deduct all Medicare premiums from their federal taxes, thus decreasing the total amount of money paid for medical care. They can deduct all Medicare premiums from their federal taxes, effectively lowering the total out-of-pocket medical expenses.

Can All Medical Expenses Be Deducted?

Eye exams might qualify, other expenses may not. It’s crucial to understand the guidelines before claiming deductions on your tax return.

Aug 12

15 Game Changing Questions To Ask Your Multilevel Water Alkalizer Salesperson.

From a 21year industry veteran.

  1. Does it make alkaline water? (water with alkaline minerals) No.. It’s high pH water with very low alkalizing ability. Check this video explainer here. Check this discussion of how to alkalize .. or not .. using water and diet See how easy it really is to alkalize here. Read about the sort of problems that may surface with so-called alkaline water.
  2. What does ORP mean? Orp is an INDICATION, shown as an electrical charge in the water of POSSIBLE molecular hydrogen, which has some ability to SUPPORT antioxidant effects in the body. High ORP does not necessarily indicate high H2. See this simple explanation of what ORP is.. and isn`t.
  3. Does it filter chloramines? Chloramines are commonly used in municipal water supply. It does not. To remove or reduce chloramines they’ll try to sell you an expensive extra filter that will go between the alkalizer and your tap. Read more about how to buy a water filter here. Read more about chloramines in your drinking water here.
  4. Does it filter fluoride? It does not. To remove or reduce fluoride they’ll try to sell you another expensive extra filter that will go between the alkalizer and your tap. Want to know more about why your new alkalizer should remove fluoride? Is fluoride really so bad that it should be removed by your alkalizer? Learn more.
  5.  Does it remove heavy metals? It does not compared to good water filters that employ better technology. To really remove or reduce heavy metals they’ll try to sell you another expensive extra filter that will go between the alkalizer and your tap.
  6. Does it remove nitrates, Bisphenol-A, PFOA’s, viruses, pharmaceuticals parasites and bacteria? No. Read more about PFOAs here. Read more about 1,2,3-TCP here. Read about where BPA-A comes from and ask your seller if there is any polycarbonate in his alkalizer. here Learn all about how pharmaceuticals are getting into our drinking water here.
  7. Do you need to send it back to the supplier for cleaning annually or more? Yes. Ask who pays for that, how often, and whether the warranty depends on it. And perhaps investigate why other ionizers have overcome this expensive necessity. See more here
  8. Does it produce molecular hydrogen? Yes, some. H2 production is highly dependent on source water and how clean the plates are in the machine. A constant cleanse program is required to maintain H2 output. Without constant 20-minute cleanses you may get no H2. Time spent on Google will reveal many more efficient devices at a fraction of the cost. See more from a hydrogen expert here Read a user`s story here.
  9. Is any level of H2 output unconditionally guaranteed? No.
  10. Does it add alkaline minerals to the water? No. It uses electricity to artificially create high pH water which is not the same in terms of health as alkaline minerals. The only alkaline minerals in the water were already in the water it used to make its output water.
  11. Does it microcluster the water? Ask for proof that you can understand,. The micro-clustering of ionized water has never been proven, even though it is used relentlessly in selling the units.
  12. Did Otto Warburg really say Cancer cannot survive in an alkaline body? He did not. Check this post about what Otto really said.
  13. What will it cost me every year in replacement of all of my prefilters for chloramines, fluoride, heavy metals etc plus sending it back to the supplier for cleansing plus replacement of the internal filters in the machine? Prepare for a shock. Make sure to ask about all the contaminants you want removed, and for actual independent test results over the life of the filter.
  14. If I only sell a unit once or twice a year will I have the same financial benefits as someone who sells a machine a month? The MLM system benefits regular and high performers far more. You may also be asked to meet certain targets to maintain your status with the company. See what you are giving for FREE to sell an MLM water alkalizer here.
  15. Can your seller show you the statutory statement of average earnings as required by government in the US? According to the Direct marketing Association, one distributor in 20 will ever get their initial investment back from an MLM scheme. Be firm ask for the statement. Read the Life and Death of the Water Ionizer here. The Alkaway

    UltraStream delivers real alkaline water, higher H2 levels land far superior filtration for a fraction of the cost of an MLM alkalizer. Want to learn more? Talk to Leon in USA Talk to Angela in Canada Talk to Callum in UK Talk to JJ in Singapore and Malaysia Talk to Michael in Australia Talk to Leon in NZ